Real estate IRAs are popular with people who want diversity and leverage against potential losses in the stock market. You can choose your own assets including commercial and residential property, raw land, as well as tax liens and deeds.
The retirement saving tips for children in this article are aimed to help you teach your child how important it is to be financially secure in their golden years. As with any lesson, this may take some time. But your efforts will provide a solid foundation for … Read More
Choosing the right investment for your portfolio can be challenging, especially in today’s economic climate and erratic stock market. People who use self-directed IRAs don’t like to rely on the stock market. They want to use investment alternatives to the stock market that have the potential to … Read More
Do you understand the difference between self-directed IRAs vs. traditional IRAs? Each plan is governed by the same IRS rules and enjoys tax-advantaged earning. A self-directed IRA is a traditional IRA, but it’s more powerful than the conventional traditional IRA. Self-directed IRAs give plan owners control over … Read More
A health savings plan is a fantastic tool that can lessen the burden of health care costs now and in the future. Unused funds in the account roll over year after year, accumulating growth that can significantly supplement your retirement income. A self-directed health savings account gives … Read More
It’s common knowledge that real estate is one of the most popular alternatives to investing in the stock market. However, there are a large range of investments available besides Wall Street’s typical stocks, bonds, and mutual funds. This article provides a deeper look into the alternative asset … Read More
Investors who follow IRA rules set and enforced by the IRS have one thing in common: They rarely get in trouble with the IRS regarding their retirement accounts. One rule that's important for self-directed IRA owners is to avoid dealings with disqualified persons.
Because compliance with the IRS … Read More
The IRS goes to great lengths to explain the prohibited transaction of your IRA dealing with disqualified persons. Prohibited transactions in your IRA can incur penalty, taxation, and even the loss of the tax-sheltered status of your account. However, there’s one tactic IRS regulations do allow that … Read More
In times of economic turmoil, people may feel they need to wait to open a self-directed IRA. Some say they are hesitant to move forward until the market stabilizes. Others want to leave money in their stock account until they “recoup” their losses and get back to … Read More
If your retirement plan holds stock, you’re probably aware that your portfolio will take a few hits over your lifetime. Everyone loves bull markets, but you should be prepared for bear markets, too. This article explains how alternative investments can help offset losses when the stocks tumble.
What … Read More