What Is a Self-Directed IRA?

Take Control of your Retirement Funds

What is a self-directed IRA? It is a powerful retirement plan that allows account owners to use alternative investments, such as real estate and private equity, to build retirement wealth. Plan owners have control over their own funds and investing decisions—and can invest in assets they know best to increase the earning potential in their IRAs.

What is a self-directed IRA?

Individual retirement accounts (IRAs) and self-directed IRAs offer the same tax-sheltered benefits and are governed by the same IRS rules and regulations. However, a self-directed IRA has two significant advantages that a typical IRA does not offer:

Account owners have control over their retirement funds and the freedom to choose alternative investments to build wealth in their plans.


Alternative investments available in self-directed IRAs include

  • Real estate
  • Private mortgages and notes
  • Private equity
  • Precious metals
  • Foreign currency and futures trading
  • Cryptocurrency
  • …and many other investment options

Advanta IRA offers all plans that can be self-directed

  • Traditional IRA
  • Roth IRA
  • Simplified Employee Pension (SEP IRA)
  • Savings Incentive Match Plan for Employees (SIMPLE IRA)
  • Individual or solo 401(k)
  • Education savings account (ESA)
  • Health savings account (HSA)


Advanta IRA serves accounts across the nation and allows owners to invest in every alternative asset that is permissible in a self-directed IRA. If you want to retire and live the dream you’ve always envisioned, we invite you to explore the world of alternative investments. This asset class provides an impressive number of options that give you the chance to put your own expertise to work in your retirement portfolio. By doing so, you have the potential to increase your odds of success because you are in control every step of the way.