Real estate IRAs are popular with people who want diversity and leverage against potential losses in the stock market. You can choose your own assets including commercial and residential property, raw land, as well as tax liens and deeds.
Real estate IRAs are the favored retirement plan structure for those who want to control their own investing funds and decisions using self-directed plans. Alternative assets in this realm can offer steady monthly income for those who use rentals this way. Other investors prefer the potential for … Read More
The most common way an IRA acquires assets is simply to use funds in the account to buy investments in a pure cash transaction. However, if the retirement account does not have enough capital to acquire the desired asset, it can exercise a few other options. The … Read More
In October the IRS released the contribution limits for 2016—such as they are because not much changed. Why? The cost-of-living index did not meet the requirements needed for a change in limits, meaning that inflation this year was low. (Sigh.)
Knowing what the contribution limits are for your … Read More
Self-directed IRAs make it easy for you to build retirement wealth by allowing you to invest in things you personally know and understand. Many individuals have had success self-directing their retirement plans by acquiring alternative investments in real estate, private lending opportunities, oil and gas options, and … Read More
What is a fair market valuation?
The IRS requires owners of all retirement plans, self-directed or not, to report the fair market value (FMV) of assets held in the account(s) at the end each year. One valuation form must be completed for each asset your plan(s) holds. The … Read More