Top 3 Alternative Assets for You, Your Friends, and Your IRA

In today’s volatile economy, it’s perfectly normal to consider alternative assets for your investment or retirement portfolio. In fact, you should. Smart investors understand how critical diversity is to survive Wall Street’s roller coaster rides.

You should learn about investment ideas for 2022 that earn returns that don’t rise and fall like stock and/or bond income does.

And you should consider investing in things you can control; things you understand.

This article provides insight on three popular ways you can invest off the stockWhite hand hovering over a bronze colored game board with 3 piles of coins in different places, indicating 3 alternative assets you can invest in today. market, and a list of articles to help you learn more. These pieces focus on examples of alternative investments for IRAs, but the same opportunities apply to personal investing portfolios, as well. Average people can invest in real estate, participate in private lending options, and use the strategy of partnering funds to invest in alternative assets.

So, whether you invest with your personal funds or use a self-directed IRA, the investment ideas below can help you build and protect wealth during these turbulent economic times.

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Alternative Assets You Can Invest in Today

1. Unique Real Estate Investments

Every investor, seasoned or beginner, knows real estate investments are favored to earn short and long-term returns. Historically, real estate weathers Wall Street storms quite well, holding and appreciating in value over time. Rehab-and-flip projects, rentals, and multifamily property (as large as condominiums or as small as duplexes and triplexes) are popular in this investment category. In fact, rentals are hot right now with the housing market’s high prices driving rent costs into the stratosphere.

But there are additional options you may not know about if you aren’t a seasoned investor. Below are four out-of-the-box alternative investment ideas and articles explaining them that you should consider.

Real Estate Syndications Make Investing in an IRA Easy for Beginners

Commercial Real Estate Investments for Small IRAs

5 Steps of Tax Lien Investments in a Self-Directed IRA

4 Reasons to Invest in Duplexes and Triplexes and How It Works in an IRA

3. Private Lending Transactions

You or your self-directed IRA can participate in private lending transactions and earn income from the interest of loans. These debt-based assets have the potential to generate a steady stream of income (tax-sheltered for your IRA) until the loan is paid off by the borrower. Loans can be secured with collateral such as a house or a car, and they can be unsecured with no collateral but carry a higher interest rate. Private mortgages, loans for cars, capital for startups or renovating distressed businesses are examples of the types of private lending possibilities for you and/or your IRA.

These articles provide more in-depth information about different ways to lend and the benefits of using debt-based loans as investments.

Private Lending from Your IRA: Lend a Helping Hand

3 Ways You Can Use Private Lending Investments in an IRA

Your IRA Can be the Bank in Private Lending Investments

Did You Know You Can Invest Using Other People’s Money?

3. Partnering Funds to Invest

Partnering funds to invest is a great way to capitalize on potential returns and minimize your exposure to risk at the same time. Self-directed IRAs can partner with other IRAs, your personal funds, and with the funds of another person or IRA to invest in alternative assets. This is a popular strategy if you have limited funds to use for investing. It’s also a smart way to reserve other investment capital and still participate in lucrative options in your portfolio.

Check out the articles below to see how it works. Partnering funds is particularly interesting when your IRA is investing—its portion of earnings is deposited into the account and enjoys the tax-sheltered status your IRA provides.

How to Partner Funds to Invest and Mitigate Risk

Partnering Your IRA Funds with Other IRAs to Invest

5 Ways Your Self-Directed IRA Can Invest with Limited Funds

Partnering IRA Funds with a Disqualified Person

The Bottom Line

You can invest in alternative assets any time. Diversity is essential to the health of your retirement and investment portfolio/s. However, during a bear market like we are facing in the current economy—when people are most hesitant to make new investments in stocks and bonds—exploring investment ideas for 2022 that are not dependent on the state of Wall Street can be crucial to help you offset potential market losses.

If you have questions about self-directed IRAs and how you can use them as a strategy to build retirement wealth, please contact Advanta IRA today.

About Scott Maurer

Scott Maurer, Vice President of Sales for Advanta IRA, is a recognized expert in the field of self-directed IRAs. With a law degree from the University of Florida and as a designated Certified IRA Services Professional (CISP), Scott’s keen understanding of rules and regulations fuels his passion to educate others on the power of investing in alternative assets using self-directed IRAs. Scott is a frequent guest on retirement and investing webinars and podcasts, and he has shown thousands of individuals how to achieve financial freedom by teaching them how to use their retirement funds to invest in private placements, real estate, private lending, and more. Throughout his two decades in the industry, he has watched numerous unique investments unfold, giving him great perspective of what is possible when people take control of their retirement funds and investing decisions.