How to Connect Real Estate to Your IRA

One of the most popular ways individuals use self-directed retirement plans is to acquire real estate. These plans allow owners total control over their investing funds and decisions with the opportunity to choose alternative assets to earn income for retirement. Real estate falls into the alternative asset class, offering many diverse options for investors to choose that can potentially build income at a faster and/or steadier pace than the traditional bond or stock. And, there are many ways to connect real estate to your IRA.

Some of the more well-known real estate investments include rehab-and-flips, residential and commercial property, rentals, and vacation homes. Timberland and farm land, or even improved and unimproved land are viable options for those who understand the benefits and risks those assets present. You can also invest in tax liens and deeds, and even extend private notes and mortgages with self-directed plan funds. These last options earn income on the interest and quite often use the property as collateral protection against default.

Do these options interest you? Are you a person who is familiar with certain aspects of real estate in ways that would enable you to capitalize on that knowledge to build your own retirement income? If your answer is yes, then perhaps you should consider opening a self-directed IRA and learn how to connect real estate to your IRA.

Even if you don’t know anything about real estate—you can learn about these assets and decide if they would be a good fit for your portfolio. Because, you see, when you choose to self-direct your retirement funds, you get to decide which investments are the best for you. You pave your own road to a successful retirement future based on what you know and understand—and on what you’re willing to learn.

Getting started with self-directed investing is a relatively easy process. You have several different retirement plans to choose from, too. Traditional, Roth, SEP and SIMPLE IRAs can be self-directed, as can individual(k) plans—and even health and education savings plans. The first step is to pick a plan that best suits your situation and open an account with a self-directed retirement plan administrator, such as Advanta IRA.

Not every custodian allows the same types of holdings and it is important to choose one that administrates the investments you wish to obtain. As one of the nation’s premier self-directed plan custodians, Advanta IRA neither sells investments nor gives investment advice, but we do allow our clients to hold just about every alternative asset that’s available to build retirement income. We also provide weekly educational events designed to teach people about all aspects of self-directed accounts and alternative investment options.

So, if you’re ready to explore real estate assets available in your IRA, connect with Advanta IRA today.

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About Jack Callahan

Jack proudly earned his bachelor’s degree in finance and multinational business from Florida State University and his law degree from the University of Florida College of Law. He established Advanta IRA in 2003 and has steadily nurtured and grown the company and the team every year since. Prior to founding Advanta IRA, Jack delivered specialized counsel to real estate investors, small business owners, and real estate professionals on tax, legal and financial matters. As an industry expert, Jack is a frequent speaker on self-directed retirement plans. He is an accredited continuing education instructor for the Florida and Georgia Bar Associations, Florida and Georgia Real Estate Commissions, and The American Institute of Certified Public Accountants.